solutions through unified effort
Bank Lending for the Retail Manager - Sp18

Bank Lending for the Retail Manager - Sp18



Time: 11:00 am EST


Attend this proactive seminar and learn how banks make credit decisions based on the five C’s of credit- capacity (cash flow), capital (debt to equity), collateral (assets pledged), conditions (economic influence), and character (willingness to repay)!


The seminar will cover the basics of the three main areas of lending- consumer, mortgage, and commercial lending. Each of the three areas will be illustrated with real life case studies including cash flow analysis.


The attendee will also be exposed to loan structure, loan support, and documentation issues and how they are an intricate part of the lending process. Additionally, the basics of loan compliance will be provided including Reg B, Z, TRID, BSA, and Fair Credit Reporting.